Using another’s credit card without permission can lead to an unauthorized use of a financial device charge in Douglas County, Colorado. This is a type of credit card fraud that can apply to using a stolen credit card, one that you found, or a friend’s card without their authorization. Unauthorized use of a financial device can also apply to debit cards as well.
With online shopping at an all-time high, using a card number that isn’t yours to get those must-have items can be costly. If you or someone you know is facing an accusation of credit card fraud in Highlands Ranch, Parker, or Castle Rock, contact an experienced criminal lawyer right away.
Using a Financial Device without Authorization in Colorado
Colorado’s credit card fraud laws prohibit attempts to defraud the card holder, a seller, or a credit card company. CRS 18-5-702 addresses unauthorized credit card use throughout Douglas, Arapahoe, and Elbert County. You commit this offense if with intent to defraud you:
- use a credit or debit card without authorization,
- to obtain cash, credit, property, services, or to make a payment
Even using an expired or canceled credit card for the above reasons can lead to criminal charges. Furthermore, a charge of criminal possession of a financial device can apply in situations where the card isn’t used but you keep it knowing it’s lost, stolen, or was delivered to you by mistake.
Credit card fraud charges are also closely related to identity theft, especially when personal or financial identifying information is used.
How Bad is Credit Card Fraud in Douglas County?
Unauthorized use of a financial device ranges from a petty offense to a felony, depending on the value of the fraud itself. When values are under $300, a petty offense applies which can result in a county jail sentence and a maximum fine of $300. Values of $300 – $1,999 are a misdemeanor offense. A conviction in these cases can lead to:
- up to 364 days in county jail,
- a max fine of $1k
Credit card fraud involving $2,000+ is a felony throughout Colorado. It is important to note that multiple acts of credit card fraud within a 6 month timeframe are added together as one offense, causing the total figure to add up quickly.
Douglas County Lawyer for Unauthorized Use of a Financial Device
Any allegations of fraud involving credit or debit card use requires skilled representation. Just because you’ve been charged doesn’t mean you’re guilty. Perhaps you had permission to use the credit card or there wasn’t any intent to defraud another. Nevertheless, contact our office today for a free, confidential consultation.
We will discuss the details of your case with you, as well as recommend next steps in your defense. Our affordable fees and flexible payment plans make obtaining a strategic attorney possible in uncertain times.
Don’t talk to the police about credit card fraud – talk to us. Sawyer Legal Group, LLC 303-265-1950
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